e-Financing journeys

Split payment and long term journeys

Description

The e-financing BaaS solution allows you to easily trigger 2 kinds of journeys:

• Split Payment

• Long term credit

The 2 kinds are integrated with the API e-Financing . You will have to select the accordingly the combination depicted below and according what you have contracted.

E-financing solution codes

e-Financing solution	Country	Installments	Conditions	Solution code
Split payments	FR	3 times	Total subsidy (1)	SCFRSP-3XTS
Split payments	FR	3 times	Partial subsidy (2)	SCFRSP-3XPS
Split payments	FR	4 times	Total subsidy (1)	SCFRSP-4XTS
Split payments	FR	4 times	Partial subsidy (2)	SCFRSP-4XPS
Long term credit	FR	4-60 times	No fees for merchant, all fees to e-buyer	SCFRLT-TXNO
Long term credit	FR	4-60 times	Partial subsidy (2)	SCFRLT-TXPS
Long term credit	FR	4-60 times	Total subsidy (1)	SCFRLT-TXTS
Long term credit	DE	6-48 times	Total subsidy (1)	SCDELT-DXTS
Long term credit	DE	6-48 times	Commission (3)	SCDELT-DXCO

Legend:

1. Total subsidy: merchant bear all fees, no fees for e-buyer

2. Partial subsidy: merchant bear part of the fees, the rest for e-buyer

3. Commission: merchant is commissioned on the financing and e-buyer bear all fees

Step-by-Step

There is 2 steps to initiate & trigger an e-financing journey:

1. Initiate an e-financing journey and select a solution code

2. Run the e-financing journey according the solution code selected